Worksite Life Pricing and Product Management Job at MassMutual, Springfield, MA

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  • MassMutual
  • Springfield, MA

Job Description

Job Description

Worksite Life Pricing and Product Management

Health and Worksite Product Team

Full-Time

Springfield, MA or Boston, MA

The Opportunity

MassMutual Health and Worksite Product organization is looking for a career ASA or a new FSA to work on Worksite Life product pricing and product development. At MassMutual, we’re passionate about helping all Americans find financial security, and this passion drives us to continually improve our suite of products. As a Worksite Life Pricing and Product Management Actuary on the Health and Worksite Product team you will get a chance to develop, implement and manage market-leading life products and benefits in a fast paced, innovative, and collaborative environment. 

The Team

The Health and Worksite Product team is focused on developing new and managing existing Participating Whole Life, UL and VUL products. We are responsible for ensuring that our new products are market leaders, while ensuring healthy margins by overseeing the dividends and non-guaranteed elements within the products. We are relied upon by the leadership to derive Worksite product strategy to profitably grow our business and for providing superior actuarial support to our Worksite business partners.

The Impact

The candidate will become a subject matter expert for our Worksite life insurance products. The individual will support or lead cross-functional initiatives to bring new products to the market. The candidate hired for this position will:

  • Learn about the Worksite market and the latest innovations in this space

  • Develop insight into the inner workings of the insurance carrier via collaboration with other areas such as IT, Underwriting, Operations, Marketing, Sales support, and others

  • Design, price, implement and manage Worksite UL, VUL and Participating Whole Life products to fuel the growth of our Worksite business

  • Identify risks inherent in new and current product design and develop strategies and processes to manage and mitigate such risks

  • Form opinions, make recommendations, and drive decisions and execution

  • Build and enhance Microsoft Excel and Moody’s Axis models to calculate pricing for new products or to calculate profitability and sensitivity analysis for our in-force block.

  • Work with the cross-functional product implementation teams to ensure accurate product build across the administration platforms

  • Provide actuarial and product expertise support to other teams across the Worksite departments, such as IT, Operations, Underwriting, and Sales

  • Build a deep understanding of Worksite business, generate insights from the data and present complex analysis in a simple and straightforward manner to key business partners.

  • Monitor the profitability of the products and support the critical product management processes of the annual dividend analysis, illustration regulation testing, NY210 and SIA reports

  • Comply with Actuarial Standards of Practice, Code of Professional Conduct and company standards

The Minimum Qualifications

  • Bachelor’s Degree in Mathematics, Finance or Computer/Data Science, Actuarial Science, or related field

  • Career ASA

  • 5+ years of actuarial experience

The Ideal Qualifications

  • Fellow of the Society of Actuaries (FSA)

  • 5+ years of actuarial experience with a focus on Life Insurance

  • Experience with Group Life Insurance

  • Experience with product pricing & product development

  • Proficiency with Microsoft Excel and Moody’s Axis

  • Proven ability to independently drive and lead cross-functional projects

  • Innovative, self-motivated, and independent with strong analytical, critical thinking, actuarial, and communication skills

  • Comfortable dealing with both complexity and ambiguity, and able to explore multiple solutions to problems and challenges

  • Continuous improvement mindset and willing to challenge the status quo

  • Ability to build and maintain strong working relationships across cross-functional groups

  • Ability to convey complex issues, explain methodologies, and influence resolutions in writing and orally to a variety of audiences

  • Effective time management, planning and organization skills

What to Expect as Part of MassMutual and the Team

  • Regular meetings with the Worksite Heath and Life product team, Corporate Oversight and ERM teams

  • Focused one-on-one meetings with your manager

  • A company committed to helping you advance your professional development goals

  • Twice yearly company-sponsored internal actuarial event to support networking and CPD

  • Access to mentorship opportunities and to learning content on Degreed and other informational platforms

  • Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQ, Veteran and disability-focused Business Resource Groups

  • Your ethics and integrity will be valued by a company with a strong and stable ethical business with industry leading pay and benefits

#LI-ST1

MassMutual is an Equal Employment Opportunity employer Minority/Female/Sexual Orientation/Gender Identity/Individual with Disability/Protected Veteran. We welcome all persons to apply. Note: Veterans are welcome to apply, regardless of their discharge status.

If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.

Job Tags

Full time,

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