Head of Product Job at Cashera Capital, North Miami Beach, FL

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  • Cashera Capital
  • North Miami Beach, FL

Job Description

Job Description

Head of Product – Cashera Capital

Location: North Miami

Employment Type: Full-Time

Reporting to: CEO

💡 About Cashera

Cashera Capital is a fast-growing fintech company focused on providing quick, accessible cash advances (average $750) to gig workers and independent contractors in the U.S., including those on platforms like Uber, DoorDash, and Instacart. With a custom-built application and underwriting platform, we recently hit a record month with 85 funded deals and are scaling rapidly. Our operations are expanding in Mexico City, and we’re looking for a dynamic Head of Product to drive our next phase of growth.

🎯 Role Overview

As Head of Product, you will lead our product vision, strategy, and execution owning everything from user experience to underwriting logic and payment systems. You’ll play a key role connecting business objectives, customer needs, and engineering efforts to shape the future of Cashera’s technology and lending platform.

🔧 Key Responsibilities

  • Lead the end-to-end product roadmap across lending application, underwriting, disbursement, collections, and user portals
  • Identify user pain points and optimize the experience for fast, transparent funding
  • Oversee integration with third-party platforms such as Plaid, Stripe/ACH, Decision Logic.
  • Work closely with engineering teams (in-house and outsourced) to deliver features quickly and effectively
  • Define and enhance underwriting logic based on user behavior and performance data
  • Drive growth through improved approval rates, reduced defaults, and increased user lifetime value
  • Develop product specs, workflows, and user stories; manage and prioritize the product backlog
  • Build and lead a small product/design team as the company scales

🧠 What We’re Looking For

  • 3+ years of product management experience in fintech, lending, or embedded finance
  • A strong track record of building digital credit products for underbanked or gig economy users
  • Understanding of risk, underwriting, and financial product design
  • Strong strategic thinking and hands-on execution

Job Tags

Full time, For contractors,

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